The seminar is within the framework of cooperation between the University of Social Sciences and Humanities and Vietnam Social Security in coordinating the dissemination of policies and laws on social insurance, health insurance (HI), and unemployment insurance (UI) among students to help students understand and effectively apply the provisions of policies and laws on social insurance, health insurance, and unemployment insurance. At the seminar, experts and managers with a lot of practical experience in related policies and laws and some lecturers and students in the school who have benefited from HI and social insurance will have a direct dialogue to learn about the content, answer questions and difficult situations about the above types of insurance.
Regarding social insurance, participating students will be provided with knowledge and basic contents of social insurance policies on the rights and responsibilities of employers and employees, contribution levels, benefits and sickness, maternity, retirement, death benefits, etc. Regarding unemployment insurance, students will be equipped with the necessary knowledge to ensure their rights in case of unemployment.
Regarding health insurance, with the goal of bringing the rate of students participating in health insurance to 100% in the 2018 school year and maintaining a sustainable participation rate, the discussion will contribute to explaining and illustrating specifically through situations about the obligations and rights of students. Accordingly, students not only need to comply with the law on participating in health insurance to protect their personal interests, but also understand the noble humanitarian meaning of the health insurance policy, especially in terms of communication to the community.
According to regulations, the health insurance premium for students is equal to 4.5% of the basic salary. The state budget supports 30% of the premium, students pay the remaining 70%. The current health insurance premium for a student is 43,785 VND/month, the state budget supports 18,765 VND/month. Students can choose to pay for 3 months, 6 months or 12 months to the educational institution or school they are attending. Regarding the payment level, if they go to the right medical facility for examination and treatment, students will be paid 80% - 95% - 100%, depending on the card code. If they go to the wrong medical facility, the payment level is 40% of the cost of inpatient treatment at a central hospital, 100% of the cost of inpatient and outpatient treatment at district hospitals; 60% of the cost of inpatient treatment at a provincial hospital until December 31, 2020. From 2021, students will be covered 100% of inpatient treatment costs nationwide. In case of medical examination and treatment without presenting complete procedures, the health insurance fund will pay directly to the social insurance agency within the scope and benefit level according to regulations. In case of participation for 5 consecutive years or more, they will enjoy higher health insurance benefits.
The University of Social Sciences and Humanities is one of the leading educational institutions in Vietnam for training in social sciences and humanities. According to the school's leaders, the rate of students participating in health insurance in the 2018-2019 school year reached 98%, of which first-year students reached 98.4%, second- and third-year students reached 98%, and final-year students reached 97.4%. The school always pays close attention to the dissemination and education of social insurance, health insurance, and unemployment insurance policies and laws. A similar seminar was held at the same time in 2017. It is expected that in December 2018, the school will continue to organize the third seminar so that more students can access and fully understand the above policies and laws. Student participation in health insurance is one of the criteria for assessing the level of task completion and law compliance of students and is a condition for graduation.
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Author:Ussh
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