TYLA: Current status of voluntary social insurance participation of workers in the informal sector (case study of Tay Ho district, Hanoi City)

Author name: Nguyen Thi Tuyet Nga

Thesis title:Current status of voluntary social insurance participation of workers in the informal sector (case study of Tay Ho district, Hanoi City)

Dissertation field: Sociology

Major: Sociology Code: 62.31.03.01

Name of the postgraduate training unit: Faculty of Sociology, University of Social Sciences and Humanities - Vietnam National University, Hanoi.

1. Purpose and research objects of the thesis

Research purpose: The study aims to show the current status of voluntary social insurance participation of workers in the informal sector and the factors affecting this behavior. From there, appropriate recommendations are made to increase the rate of voluntary social insurance participation of workers, ensuring social security for workers when they reach retirement age.

Research object: Current status of voluntary social insurance participation of workers in the informal sector

2. Research methods used

The thesis used: Observation method, Document analysis method, In-depth interview method, Sociological questionnaire survey method and information processing method using SPSS software.

3. Main results and conclusions

3.1. Main results

- Overview of previous research works to obtain a relatively complete and valuable source of theoretical and practical reference information for research on social security for informal sector workers and factors affecting participation in voluntary social insurance.

- Present theoretical basis: system of concepts, theories, research methods and overview of research area.

- Analyze the current status of voluntary social insurance participation of informal sector workers according to the process, including: access to information, understanding of voluntary social insurance policies, choosing participation methods. In addition, the thesis integrates comparisons between the research results of the thesis with other studies and comparisons between participating and non-participating groups in terms of gender, age, income, occupation, etc. The thesis applies the theory of needs, the theory of rational choice to the research problem, studying the awareness, needs and ability to participate in voluntary social insurance related to the needs, considerations, and choices of material and spiritual resources of the subject of action based on the maximum enjoyment of material benefits when workers reach retirement age.

- Point out some factors affecting the participation in voluntary social insurance of workers in the informal sector, which are subjective factors from the workers such as: socio-demographic characteristics, workers' awareness, living conditions, housing, income and expenditure; The second group of factors is from the management and policy implementation agencies and finally communication activities on voluntary social insurance.

3.2. Conclusion

The firstThe number of employees participating in voluntary social insurance is currently very low, most of them are those who have participated in compulsory social insurance and want to be eligible for benefits, so they switch to voluntary social insurance.

Monday, informal sector workers have poor awareness of voluntary social insurance policies. They have the need and ability to participate, but due to lack of information, access to voluntary social insurance policies in reality is still quite a large gap. Mostly, workers participate directly - pay money to enjoy the policy, while access, information seeking and participation in contributing opinions to amend and supplement the policy are still limited.

Tuesday, there are many factors affecting the participation of voluntary social insurance of workers in the informal sector, there are subjective factors and objective factors affecting the participation of voluntary social insurance of workers. First of all, there is a group of factors from the workers' side. Workers' awareness, education level, income and spending level greatly affect the participation of workers in voluntary social insurance.

Regarding the impact of the regime, the voluntary social insurance policy has three main factors: the benefit regime, the payment period and the level of support from the State. Workers assess the contribution level, participation procedures, payment methods and payment locations as suitable for general needs, however, there are only two long-term benefit regimes so voluntary social insurance has not attracted many workers.

The media factor has a great influence on the voluntary social insurance participation of employees. Although the district social insurance agency, collection agents and mass media agencies have propaganda activities to disseminate knowledge and mobilize employees to participate in voluntary social insurance, their awareness and behavior of participating in voluntary social insurance have not changed. The propaganda and dissemination of policies on voluntary social insurance have not received due attention and are not very effective.

SUMMARY OF DOCTORAL THESIS

The author's name:Nguyen Thi Tuyet Nga

Thesis title:Current status of voluntary social insurance participation of employees in the informal sector (case study of Tay Ho District, Hanoi City).

Scientific branch of the thesis: Sociology

Major: Sociology Code: 62.31.03.01

The name of postgraduate training institution: Faculty of Sociology, University of Social Sciences and Humanities, Hanoi National University

1. Thesis purpose and objectives

Thesis purpose: The study aims to show the current status of voluntary social insurance participation of employees in the informal sector and the factors affecting this behavior. Since then, there are appropriate recommendations to increase the voluntary social insurance participation rate of employees, ensuring social security for employees when they reach retirement age.

Thesis objective: Current status of voluntary social insurance participation of employees in the informal sector.

2. Research methods

Observation method, Document analysis method, In-depth interview method, Survey by sociological questionnaire method and Processing information by SPSS software method.

3. Major results and conclusions

3.1. The major results

- Reviewing of previous research works to obtain reasoning and practicality reference information which are relatively adequate and valuable for researches on social security for employees in the informal sector and the factors affecting voluntary social insurance participation.

- Presenting the theoretical background: system of concepts, theories, research methods and generalization of the research area.

- Analyzing the current status of voluntary social insurance participation of employees in the informal according to the process, including: access to information, understanding of voluntary social insurance policies, selection of participation modes. In addition, the thesis integrates comparisons between the research results of thesis with those of other researches and comparisons between participants and non-participants in terms of gender, age, income, occupation, ... The thesis applies demand theory, rational choice theory to research, study awareness, needs and ability to participate in voluntary social insurance in relation to needs, calculation and consideration of choosing physical and mental sources of the subject on the basis of maximizing material benefits when the employees reach retirement age.

- Point out some factors affecting the voluntary social insurance participation of employees in the informal sectors, which are subjective factors from the employees such as: social demographic characteristics, employees' awareness, living conditions, housing, income and expenditure; The second group of factors is from management and policy enforcement agencies and the final group is from the voluntary social insurance communications activities.

3.2.Conclusions

First, the number of employees participating in voluntary social insurance has been currently still very low, mostly those who have had time to participate in voluntary social insurance and desire to be eligible for benefits, so they switch to voluntary social insurance.

Second, the employees in the informal sector have not been well aware of voluntary social insurance policies. They have needs and ability to participate but due to lack of information, the access to voluntary social insurance policies, in fact, has been still quite large distance. Mainly, the employees participate directly in making the payment to benefit from policies, while access and inquiry of information and comment contribution participation for policy modification and amendment have been limited.

Third, there are many factors affecting voluntary social insurance participation of the employees in the informal sector, there are subjective and objective factors affecting the voluntary social insurance participation of employees. First of all, it is the group of factors from the employees. Employees' awareness, education level, income and expenditure greatly influence the voluntary social insurance of the employees.

With regard to the influence of voluntary social insurance benefits and policies, there are three main factors: the benefit of enjoying, the payment time and the support level of the State. The employees assess payment level, procedures for participation, form of payment, place of payment are in line with general needs. However, there are only two long-term enjoying benefits, so voluntary social insurance has not attracted many employees.

Communication factor has a great influence on the voluntary social insurance participation of the employees. Although the District Social Insurance, collection agents and mass media have propaganda activities to disseminate knowledge and mobilize the employees to participate in voluntary social insurance, their awareness and behaviors of voluntary social insurance participation have not yet changed. The propagation and dissemination of policies on voluntary social insurance have not been properly paid attention and the effectiveness has not been high.