Information on the thesis "Revolving Fund for Income Improvement for Poor Urban Women (Case Study of Mai Dong Ward, Hai Ba Trung District, Hanoi)" by graduate student Do Thi Huyen, majoring in Sociology.1. Full name of student: Do Thi Huyen 2. Gender: Female 3. Date of birth: March 18, 1979 4. Place of birth: Yen My, Hung Yen 5. Decision number recognizing graduate student: 2560/2007/QD-XHNV-KH&SDH dated November 7, 2007, by the Rector of the University of Social Sciences and Humanities, Vietnam National University, Hanoi 6. Changes during training: None 7. Thesis title: Revolving fund for improving income for poor urban women (Case study of Mai Dong ward, Hai Ba Trung district, Hanoi) 8. Specialization: Sociology; Code: 60 31 30 9. Scientific supervisor: Dr. Be Quynh Nga, Affiliation: Institute of Sociology - Vietnam Academy of Social Sciences. 10. Summary of thesis results: The thesis "Revolving Fund for Income Improvement for Poor Urban Women" (Case study of Mai Dong Ward, Hai Ba Trung District, Hanoi) has shown that: the revolving fund has created trust among women by maximizing their decision-making power regarding their own development, their families, and their communities. Clearly, this movement has awakened the value of saving, a traditional cultural value that had been eroded by consumerism in recent years. The research results have shown: - The status of women has changed in a positive direction after participating in improving family income. - The method of small loans with monthly installments has proven suitable for the urgent, unexpected, and diverse needs of low-income individuals. The monthly loan approval and repayment have helped address many community borrowing needs. - Low-income earners can save if they are encouraged to. They always want to save but find it difficult to do so on their own. - Small savings, though frequent, often provide them with larger sums of money for necessary expenses, thus avoiding the risks of borrowing from predatory lenders at high interest rates. In the context of people facing and unable to resolve serious and complex threats such as inflation and prolonged domestic price increases, the best option for them is to continue to maximize the strong internal resources within the community to mitigate these threats. Specifically, this involves strongly developing self-help confidence without relying on external support. It also means accumulating more and longer-term savings.
INFORMATION ON MASTER'S THESIS
1. Full name: Do Thi Huyen 2. Sex: Female 3. Date of birth: March 18, 1979 4. Place of birth: Hung Yen. 5. Admission decision number: 2560/2007/QD-XHNV-KH&SĐH Dated November 7, 2007 of President of University of Social Sciences and Humanities, Vietnam National University 6. Changes in academic process: None 7. Official thesis title: "The capital turnover fund improves income for the urban poor women" (based on studying in Mai Dong ward, Hai Ba Trung district, Hanoi) 8. Major: Sociology; Code: 60 31 30 9. Supervisors: Dr. Be Quynh Nga Working place: Sociology Institute – Vietnam Academy of Social Sciences. 10. Summary of the findings of the thesis: Results of the thesis "The capital turnover fund improves income for the urban poor women" (based on studying in Mai Dong ward, Hai Ba Trung district, Hanoi) has shown that the operation of the capital turnover fund has created confidence in women as it ensures the most right to decide on developing themselves, their family and community. Obviously, this movement has awakened worth of saving, a traditional cultural value had been eroded because of neo consumers in recent years. Research results have shown: - The status of women has changed in the positive direction due to participating in improving family income. - The mode of small loans, monthly installments has proved to be consistent with the urgent, sudden and diverse needs of low-income people. The monthly lending and withdrawing have helped solve many borrowing needs of the community. - Low-income people can save if they are encouraged. They always wanted to spare but it is difficult for them to do this themselves. - The small but regular savings have made them enable to spend larger amounts of money when necessary, so that they avoid the risks of borrowing from high-interest black credit resources. In the context that people are facing and cannot solve the complex and serious threats such as internally lasting inflation, the best option for them is to continue to take full advantages of strong resources in the community to reduce the threat. It is the strong development of confidence of helping themselves without expecting support from outside. It is the larger and more long-term accumulation of savings.
