TTLV: Evaluating the effectiveness of the policy on loan support for production development for poor and near-poor households in Dien Bien Dong district, Dien Bien province.

INFORMATION ABOUT THE MASTER'S THESIS

1. Student's full name:Vang Thi Vu

2. Gender: Female

3. Date of birth: August 10, 1994

4. Place of birth: Dien Bien

5. Decision on student admission No. 4295/2016/QD-XHNV dated December 16, 2016, by the Rector of the University of Social Sciences and Humanities, Vietnam National University, Hanoi.

6. Changes in the training process: none

7. Thesis title:"Assessing the effectiveness of the policy on providing loans to support production development for poor and near-poor households in Dien Bien Dong district, Dien Bien province"

8. Major: Management Science Code: Pilot Program

9. Scientific supervisor:Assoc. Prof. Dr. Tran Ngoc Lieu

10. Summary of the thesis results:

The thesis consists of 3 chapters:

Chapter 1: Introduction to the Policy

This chapter provides an overview of poverty and loan policies for poor and near-poor households. It outlines the loan policies applied to poor and near-poor households at the Social Policy Bank, and describes the loan process. The thesis addresses factors influencing loan demand and utilization during the implementation of loan policies. Political and social organizations play a crucial role in the effective use of capital in poverty reduction efforts. Furthermore, this chapter presents a set of tools for evaluating the effectiveness of loan policies for poor and near-poor households.

Chapter 2: Implementing the policy of providing production support loans to poor and near-poor households in Dien Bien Dong district.

The chapter begins with an overview of the research area, its natural and socio-economic conditions, and the current state of poverty and poverty reduction efforts in Dien Bien Dong district. From this, the author assesses the strengths and weaknesses of the research area and concludes that loans for production support are a practical policy in the local poverty reduction efforts. By studying the characteristics of poor and near-poor households in the area and examining the policy credit programs currently being implemented in the district, the thesis presents the results of implementing the policy of loans to support production development for poor and near-poor households in Dien Bien Dong district. The effectiveness of the loan policy for poor and near-poor households in Dien Bien Dong district is demonstrated through the actual use of loan capital and the effectiveness of the entrusted lending method in the area. Finally, the author outlines the difficulties in implementing the loan policy for poor and near-poor households.

Chapter 3: Solutions and Recommendations

This chapter presents specific solutions regarding lending procedures, propaganda, inspection, and supervision, as well as detailed solutions for efficient capital utilization. The thesis offers recommendations to local authorities, regarding bank credit, and for poor and near-poor households to improve the efficiency of capital utilization by poor and near-poor households in Dien Bien Dong district.

11. Practical applications:

This research topic provides a scientific basis for local and central government officials, banks, and stakeholders to formulate socio-economic development policies that are appropriate for the locality and sustainable. It also serves as a foundation for supporting poor and near-poor households to use loan capital more effectively to increase income, stabilize their lives, and promote socio-economic development.

12. Future research directions:

Develop poverty reduction models using loans that are suitable for the local area, so that they can be replicated and expanded to other regions.

13. Published works related to the thesis:

INFORMATION OF MASTER'S THESIS

1. Full name: Vang Thi Vu 2. Sex: Female

3. Date of birth: August 10, 1994 4. Place of birth: Dien Bien

5. Admission decision number: 4295/2016/QD-XNV Dated December 16, 2016 by Rector of University of Social Sciences and Humanities, Vietnam National University, Hanoi

6. Changes in academic process: none

7. Official thesis title: "Assessing the effectiveness of the loan policy for production development for the poor and near poor households in Dien Bien Dong district, Dien Bien province".

8. Major: Management Science Code: Trial

9. Supervisors: Associate Professor, Doctor of Philosophy Tran Ngoc Lieu

10. Summary of the findings of the thesis:

The thesis consists of 3 chapters:

Chapter 1: Policy introduction

In this chapter, the author provides an overview of poverty and loan policies for poor and near poor households. The policies are applied for the poor and near poor households in the social policy bank, how to make the loan process. The thesis is related to factors influencing the loan demand to use loans in the loan policy implementation. Socio-political organizations play an important role in the efficient use of funds for poverty reduction. In addition, this chapter provides a tool for assessing the effectiveness of loan policies for the poor and near poor.

Chapter 2: Policy implementation on production support for poor and near poor households in Dien Bien Dong district.

At the beginning of this chapter, the author gives an overview of the survey area, the natural and socio-economic conditions, the poverty and poverty reduction of Dien Bien Dong district. It then can be assessed the area's strengths and limitations, therefore the production support loans are necessary and practical policy for poverty alleviation in the locality. From studying characteristics of the poor, near poor households in the area, learning about the credit policy policies implemented in the district - the thesis gives the results of the policy to support production development in Dien Bien Dong district. The effectiveness of the loan policy in this district is reflected by the actual use of loan capital, and the efficiency of the method of entrusted loans in the area. At the end of this chapter, the author mentions difficulties in implementing the policy of borrowing money for poor and near poor households.

Chapter 3: Solutions and Recommendations

This chapter provides specific solutions for loan procedures, advocacy, monitoring, and detailed solutions for effective capital use. The thesis makes recommendations to local authorities about bank credit, the poor and near poor households in order to improve the efficiency of capital use of households in Dien Bien Dong district.

11. Practical applicability:

The research topic is a scientific foundation for local and central managers, banks and other stakeholders to develop appropriate, local and sustainable socio-economic development policies. Along with this, there is a basis to support the poor and near poor households in using loans more effectively, who aims to increase incomes and stabilize their life.

12. Further research directions:

Developing a poverty alleviation model from a loan that is suitable with the localities, which can be expanded and enlarged.

13. Thesis-related publications: